Health Insurance
We offer health insurance plans for individuals, groups and employers.
Understanding Health Insurance
What is Health Insurance?
Health insurance is a good way to help you manage your health care costs. You pay health care companies premiums – a set amount of money each month – and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.
You can purchase individual health insurance through the Health Insurance Marketplace a resource where individuals and families can: learn about their health coverage options; compare health insurance plans based on costs, benefits, and other important features; choose a plan; and enroll in coverage. on your own. Even though it’s called individual health insurance, you can also find plans to cover your family. Because health care can be expensive, it’s a smart idea to have health insurance so you’re prepared for when you or your family have medical needs.
Why should I have individual health insurance?
- Prepare for the unexpected. You never know when you’ll need medical help.
- Staying healthy. Many preventive care services – like checkups – are covered at 100%.
- It’s the law. Under the Affordable Care Act, you may pay a penalty if you don’t have qualified health care coverage.
Health Insurance for Small Business
Helping you build a healthy business
Offering health insurance is a critical way to help retain and recruit employees for your business, as well as maintain productivity and employee satisfaction.
Our health insurance plans help you save money on health care costs and keep your employees informed, healthy and happy. They’re also efficient to manage, so you can focus on what you do best – running your business.
Health Insurance for Large Business
Your employees are your greatest investment. And health insurance is a critical factor in retaining and recruiting employees, as well as maintaining productivity and satisfaction.
Offering the “right” health insurance plan is one of the most important decisions you can make – keeping employees happy and healthy benefits you in the long run. But making sense of the complex health care system has become increasingly difficult for employers.
We Can Help
Our plans help you save money on health care costs and keep your employees informed, healthy and happy. And healthier employees mean a healthier bottom line. Our plans also are efficient to manage, so you can focus on what you do best – running your business.